LOW APR               CASHBACK                AIR MILES          BALANCE TRANSFER       CREDIT HELP
		Millennium Bank Secured Platinum  • % or up APR*  • Credit limit of $300 to $5000  • Processing fee $69.95  • Annual Fee $59  • NO CREDIT CHECK REQUIRED, We verify only your age, social security number and residence,    We do not consider your credit history  • $100000 travel accident insurance  • Auto rental insurance  • Extended warranty protection
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		Orchard Bank MasterCardฎ Card  [unsecured and secured]  • % or up APR*  • Grace Period 25 days  • A one-time fee $0 or up to $49 is due upon application  • Annual Fee $35 secured, $39 or up to $79    Same application for all Orchard cards, after submission choose according to your credit
		Discoverฎ Student Card - Tropical Beach  • 0% Intro APR* on Purchases for 6 months*, read TERMS for current  • Thereafter % or up APR*  • No Annual Fee  • 5% Cashback Bonusฎ in popular categories*  • Up to 1% Cashback Bonusฎ on all other purchases automatically*  • Build Your Credit History  • Grace Period at least 25 days  • Easiest Online Account Management Options  • 100% fraud protection
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		Chase Ultimate Rewards Express SM Student Card  • 0% APR* on Purchases and Balance Transfers for 6 months  • After that % or up APR*  • No Annual Fee  • 1 point per dollar spent in net purchases
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		Wired Plastic Prepaid Visaฎ Card [prepaid]  • NO Credit Card required even to open account  • FREE=Payroll Direct, Check/MoneyOrder, ACH, PayPal, Online Funds  • $3.95 per month & one-time $9.95 fee to own + initial balance  • Online Account Management  • Earn Wired Points™ Prepaid Airtime Minutes every $1=1 second  • Good for Verizon, TracFone, Cingular & AT&T  • Receive 1000 bonus Points when you load & activate your card  • May Review Your Credit History  • May Review ID, SSN, BILL in your name (depending credit history)
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		Eufora Stored Value MasterCardฎ Card [prepaid]  • Annual fee $29.95 or $59 for Credit Builder  • Value Load Fee $1  • Optional Credit Builder +$6/month (credit reporting)  • Cash Reward Program  • Online Access  • Zero Liability  • Identity Theft Insurance  • Auto Rental Insurance  • Up to 200000 Travel Accident Insurance
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		BuyRIGHT Stored Value MasterCardฎ Card [prepaid]  • Monthly Fee $7.95 then free POS  • Or no Monthly Fee then $1 POS  • One-time activation fee of $29.95 +$20.00 minimum load  • Payment option: Money Order, CC or Account  • Automated Customer Service Fee Free (live $1)  • Free Online Account Access  • Direct Deposit Free, M.O. $1  • Pay Bills Online With Click-n-Pay $1  • Access BuyRIGHT Membership and prepaid card at one location
		USA Gold [department]  • Guaranteed* Instant Online approval  • No Credit Checks  • Credit line up to $5000  • 0% APR unless you late  • Reporting to a credit bureau  • $149.95 1-time application fee BUT receive a $300 Grocery Gift Card  *See website for terms and conditions
		USA Platinum [department]  • Guaranteed* Instant Online approval  • No credit Checks  • No Interest Charges  • Credit line $7500  • Checking or Savings account required  • Reporting to a credit bureau a $7500 unsecured credit line  • $149 1-time application fee BUT $150 in merchandise credits   *See website for terms and conditions
		Free Credit Club [department]  • 0% Purchase APR*  • $2500 credit limit and no upfront or any fee  • At any time pay off full unpaid balance without penalty or costs  • NO Credit Check or employment verification  • Optional upgrade to $7500 Platinum Credit Line  • Monthly payment history will be reported to the credit bureau  • Fees for paying late $10  • Minimum monthly payment is $10 or 5% of the balance
		All American Gold [department]  • No Credit Check, No Interest Charges  • 30 days money back guarantee on membership fee  • Credit line $6000  • $149.95 1-time application fee BUT receive a $300 Grocery Gift Card  • Minimum monthly payment required is $10 or 5%  • Down payment approximately 20-30% may be required